Built by people who ship banking software, not slideware.

BetaStudio builds production software for regulated industries — systems that handle real money, real documents and real decisions, with the engineering discipline that implies.

Vincu began as an AI loan-and-risk decisioning engine, built for and proven inside ProCredit Bank in Bosnia and Herzegovina. That engine is now Vincu Decision, and the platform around it grew from a simple observation: the decision was never the hard part in isolation — it was everything around it. The documents, the handoffs, the waiting, the lost context.

So we built the layer that holds it all together.

BetaStudio is eleven people in Sarajevo, shipping web and mobile products since 2017 — more than fifty of them, for clients including Lufthansa, World Mobile and ProCredit Bank. The studio is run by its founder, Nermin Šehić, who still writes code most days.